Financial advisor in Moncton
Wealth built one complication at a time.
OneSixty Wealth brings personal and corporate planning and tax-efficient investing to physicians, business owners and high earners in Moncton. Kaetyn St. Hilaire, CFA, works with clients across Canada and meets Moncton clients by video.
How we work with clients in Moncton
Moncton, on the Petitcodiac River, is the largest city in New Brunswick, with 79,470 residents in the 2021 Census, up 10.5% from 2016. Neighbouring Dieppe counted 28,114.
Video meetings across New Brunswick
Kaetyn works with clients across Canada. Meetings can be held virtually anywhere in New Brunswick, which is how meetings with clients in Moncton take place.
In person in Calgary
If you would rather sit across the table, meetings can be held in person in Calgary.
Office hours
Monday to Friday, 7:00 AM to 5:00 PM Mountain Time, with weekends by appointment. That is 10:00 AM to 8:00 PM Atlantic Time in Moncton.
Where planning often starts
Retiring early means carrying the full cost of living before CPP, OAS and any pension begin, so the plan is tested against a poor first five years.
“A bigger balance alone doesn't make a plan sustainable. Fit does.”
Kaetyn St. Hilaire, CFA, in How Many Canadians ACTUALLY Retire With $1 Million or More
New Brunswick rules that shape your plan
New Brunswick has four provincial tax brackets, a probate fee of 0.5% on estates above $20,000, and a 2.5% small business rate. These are the 2026 figures we plan around for New Brunswick clients.
Income tax in New Brunswick, 2026
New Brunswick taxes income at 9.4% up to $52,333, 14% to $104,666, 16% to $193,861 and 19.5% above that. With the federal 33% top rate, the highest combined rate is 52.5%, on taxable income above $258,482.
Probate in New Brunswick
Under the Probate Court Act, the fee is $25 to $100 on an estate of up to $20,000, and $5 for every $1,000 of the whole estate above $20,000, or 0.5%. On a $1,000,000 estate that is $5,000.
Corporations in New Brunswick
Active business income in a New Brunswick corporation is taxed at 11.5% combined (2.5% provincial and 9% federal) up to the $500,000 small business limit, and 29% (14% and 15%) above it.
Sources. Canada Revenue Agency, 2026 federal and New Brunswick tax rates and corporation tax rates; New Brunswick Probate Court Act, Schedule A. Figures are for 2026 and change each January.
What we plan for Moncton clients
Every service is available to clients in Moncton, by video.
Wealth management
Financial planning
Retirement planning
Insurance and estate
Corporate planning
Physicians and dentists
Questions about a financial advisor in Moncton
Honest answers to the questions we hear most often.
Yes, by video. Kaetyn works with clients across Canada, and meetings can be held virtually anywhere in New Brunswick. If you would rather meet in person, meetings are held in Calgary.
Check registration first: Kaetyn St. Hilaire is a representative of Designed Securities Ltd., a full-service investment dealer regulated by the Canadian Investment Regulatory Organization (CIRO) and a member of the Canadian Investor Protection Fund (CIPF). Then ask how the advisor is paid, and expect every cost explained before you commit. A second opinion is a good test: we will review your current holdings, fees and strategy and give you honest feedback, even if that means telling you to stay where you are.
$25 to $100 on an estate of up to $20,000, then $5 for every $1,000 of the whole estate, or 0.5%. A $1,000,000 estate pays $5,000. Accounts with a named beneficiary are planned alongside the will.
There are no hidden fees: we explain every cost before you commit to anything, including our advisory fee and fund costs. Investment management is fee-based, as a percentage of assets under management, and financial planning and insurance services may have separate fee structures. The first conversation is a free, no-obligation review.
Not necessarily. The million-dollar figure is a rule of thumb, not a standard. A household may be able to retire comfortably with less if spending is manageable and pension or government income covers a meaningful part of its needs. What matters is whether your income sources, real spending and savings line up.
Around Moncton
Also serving near Moncton
The same video meetings are available in Dieppe and Riverview, and anywhere else in New Brunswick.
Read before we meet
Kaetyn's articles and free calculators on the questions that matter most to people weighing an early retirement.
Book a free wealth review
A complimentary, no-obligation conversation about your goals and current situation, and a clear explanation of how we can help. No pressure, just honest advice.