Alberta tax calculator: 2026 income tax and take-home pay
Alberta taxes income at 8% on the first $61,200 of taxable income, rising to 15% above $370,220, on top of federal tax at 14% to 33%. Combined, that is 22% on the first $58,523 and 48% at the top. Alberta also has the highest basic personal amount of any province, $22,769 in 2026, so on a $100,000 salary the calculator leaves you $74,363 after income tax, CPP and EI.
Alberta income tax calculator
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How to use the Alberta tax calculator
The calculator opens on Alberta with a $100,000 salary. Replace it with your own income, by type, and the results update as you type. The page address keeps your scenario, so you can bookmark it or send it on.
Alberta tax applies if you lived in Alberta on December 31, 2026, even if you moved during the year.
Your T4 salary, wages and bonuses. CPP of 5.95% applies to earnings between $3,500 and $74,600, CPP2 of 4% from $74,600 to $85,000, and EI of 1.63% on up to $68,900.
Net income from a sole proprietorship or partnership. You pay both halves of CPP on it, up to $8,460.90 plus $832 of CPP2 in 2026.
Capital gains, eligible dividends, non-eligible dividends and other income such as interest, rent, pension or RRIF withdrawals each have their own box, because each is taxed at a different effective rate.
An RRSP contribution you deduct this year lowers both Alberta and federal tax at your top rate. The calculator shows the saving.
How to read your result
The headline is what you keep. The sections under it split the tax between Alberta, Ottawa, CPP and EI.
Alberta tax in the breakdown
The provincial line is Alberta tax: the 8% to 15% brackets applied to your taxable income, less Alberta's non-refundable credits, starting with the $22,769 basic personal amount. On a $100,000 salary that leaves $6,493 of Alberta tax against $13,375 of federal tax.
Your marginal rate in Alberta
The combined rate on your next dollar of employment income: 22% on the first $58,523, 30.5% at $100,000 and 42% at $200,000, the 29% federal and 13% Alberta bracket rates. Between $181,440 and $258,482 the shrinking federal basic personal amount adds about 0.29 points, which the Alberta tax brackets 2026 table includes.
Average rate and take-home pay
The average rate is total tax, CPP and EI divided by income. It climbs slowly because each new rate applies only to the income inside its bracket: 18.9% on a $50,000 Alberta salary, 25.6% at $100,000, 31.2% at $200,000 and 35.6% at $300,000.
Monthly summary
The monthly figures divide the annual results by 12, a quick check against a pay stub. Payroll deductions can differ from month to month, because CPP and EI stop once you reach the annual maximums.
Alberta take-home pay by salary
The calculator's results for an Alberta resident with employment income only and no deductions. Total tax is federal and Alberta income tax plus CPP, CPP2 and EI.
2026, rounded to the dollar. Marginal rates are the bracket rates and leave out the federal basic personal amount phase-out.
Alberta tax inside a financial plan
They spent nine years between 62 and 71 in the lowest brackets of their adult lives and used none of them. That is the whole error, and it is not recoverable afterward.
Kaetyn St. Hilaire, CFA, in How to spend down a $1.7 million RRSP without getting crushed by taxes
In retirement the same Alberta brackets apply to RRIF withdrawals, CPP, OAS and pension income, and they all land on one return. Drawing registered money on purpose while you are in the lower brackets, before RRIF minimums start, is one of the main levers. Three legal CRA strategies for retirees covers it and two others.
For incorporated professionals in Alberta, salary and dividends land within about a point of each other, which is why the corporate tax calculator matters more for what each route builds than for the rate. Putting it together is the work of financial planning in Calgary with Kaetyn.
Alberta tax calculator questions
Answers drawn from the calculator's own rules and 2026 federal and provincial figures.
About $25,637 on a 2026 salary, including $4,646 of CPP contributions and $1,123 of EI premiums, which leaves you $74,363. Federal tax is $13,375 and Alberta tax is $6,493. Your average rate is 25.6% and your marginal rate is 30.5%.
8% on the first $61,200 of taxable income, 10% up to $154,259, 12% up to $185,111, 13% up to $246,813, 14% up to $370,220 and 15% above that. Federal tax is charged on top, at 14% to 33%.
Not at every income. On a $100,000 salary the calculator shows $25,637 in Alberta, $24,724 in British Columbia and $25,173 in Ontario, CPP and EI included. Higher up, Alberta pulls ahead: at $250,000 the totals are $83,554, $87,072 and $92,869, and Alberta's top combined rate is 48%, against 53.5% in British Columbia and 53.53% in Ontario.
Dividends are grossed up, by 38% for eligible dividends and 15% for non-eligible dividends. Alberta then gives a dividend tax credit of 8.12% (eligible) or 2.18% (non-eligible) of the grossed-up amount, on top of the federal credit. The calculator applies both.
Yes. Total tax includes CPP of 5.95% on earnings between $3,500 and $74,600 (up to $4,230.45), CPP2 of 4% on earnings from $74,600 to $85,000 (up to $416) and EI premiums of 1.63% on up to $68,900 of earnings (up to $1,123.07). It does not include the OAS recovery tax, the alternative minimum tax or credits beyond the basic ones.
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