Financial advisor in Grande Prairie
Wealth built one complication at a time.
Financial advice in Grande Prairie from OneSixty Wealth: one plan for your retirement income, taxes, investments, insurance, estate and professional corporation, built by Kaetyn St. Hilaire, CFA, around Alberta's rules.
Working with OneSixty Wealth from Grande Prairie
Grande Prairie is the largest city in northwestern Alberta, with 64,141 residents in the 2021 Census.
Meeting from Grande Prairie
Meetings can be held virtually anywhere in Alberta, so the planning conversations, the plan presentation and the yearly reviews all happen by video from Grande Prairie.
In person in Calgary
If you would rather sit across the table, meetings can be held in person in Calgary.
Office hours
Monday to Friday, 7:00 AM to 5:00 PM Mountain Time, with weekends by appointment. Grande Prairie is on Mountain Time, the same as Calgary.
Where the work usually begins
For professionals earning $150K to $500K+ who are building wealth quickly, it starts with which account to fund first and a structured plan for the years ahead.
“The habit of waiting to catch up later is the single most expensive financial decision most Canadians make.”
Kaetyn St. Hilaire, CFA, in What's the Average Canadian Net Worth at 30, 40, 50 and 65?
Alberta rules that shape your plan
A plan for an Alberta household is built on Alberta numbers. These are the 2026 figures we work from: a top combined tax rate of 48%, below British Columbia and Ontario, a probate fee capped at $525, and corporate rules that matter for incorporated professionals.
Income tax in Alberta, 2026
Alberta taxes income at 8% up to $61,200, 10% to $154,259, 12% to $185,111, 13% to $246,813, 14% to $370,220 and 15% above that. Federal rates run from 14% to 33% on top. The highest combined rate is 48%, on taxable income above $370,220.
Probate in Alberta
The court fee for a grant of probate or administration is set by the net value of property in Alberta: $35 up to $10,000, $135 up to $25,000, $275 up to $125,000, $400 up to $250,000, and $525 above $250,000. Because the fee stops at $525, the larger costs at death are usually the tax on registered accounts and capital gains, not probate.
Professional corporations in Alberta
Active business income in an Alberta corporation is taxed at 11% combined up to the $500,000 small business limit, and 23% above it. In Alberta, a physician's or dentist's spouse must hold non-voting shares, which shapes how a medical or dental corporation pays dividends to the family.
Sources. Canada Revenue Agency, 2026 federal and Alberta tax rates; Canada Revenue Agency, corporation tax rates; alberta.ca, surrogate court fees and corporate income tax. Figures are for 2026 and change each January.
Planning services in Grande Prairie
Every service is available to clients in Grande Prairie, by video.
Wealth management
Financial planning
Retirement planning
Insurance and estate
Corporate planning
Physicians and dentists
Financial advice in Grande Prairie: common questions
Honest answers to the questions we hear most often.
Yes. Meetings can be held virtually anywhere in Alberta, including Grande Prairie, and in person in Calgary for anyone who prefers it. Office hours are Monday to Friday, 7:00 AM to 5:00 PM Mountain Time, and weekends by appointment. Grande Prairie is on Mountain Time, the same as Calgary.
Credentials, registration and plain answers about fees. Kaetyn holds the CFA, CIM, CIWM, FCSI and CEA designations and is a representative of Designed Securities Ltd., regulated by CIRO and a member of CIPF. Ask whether the advisor plans across your personal and corporate accounts or only manages investments. We do both: tax optimization, retirement projections, insurance analysis, estate planning and corporate structuring.
Yes, with a limit: in Alberta, a physician's or dentist's spouse must hold non-voting shares. The structure is set with your lawyer and accountant, and we plan the salary and dividend mix around it.
We operate on a fee-based model. For investment management, fees are based on a percentage of assets under management, which aligns our interests: we do well when you do well. Financial planning and insurance services may have separate fee structures, which we'll always explain upfront. The first review is free.
Often both. The RRSP deduction is worth the most when your marginal rate is high, and TFSA withdrawals do not count as income later, so they do not trigger the OAS clawback or push you into a higher bracket. The RRSP vs TFSA calculator compares the two for your numbers.
Around Grande Prairie
Also serving near Grande Prairie
The same video meetings are available in Sexsmith, Wembley and Beaverlodge, and anywhere else in Alberta.
Read before we meet
Kaetyn's articles and free calculators on the questions that matter most to high earners still building wealth.
Book a free wealth review
A complimentary, no-obligation conversation about your goals and current situation, and a clear explanation of how we can help. No pressure, just honest advice.