Financial advisor in Sherwood Park
Wealth built one complication at a time.
Financial advice in Sherwood Park from OneSixty Wealth: one plan for your retirement income, taxes, investments, insurance, estate and professional corporation, built by Kaetyn St. Hilaire, CFA, around Alberta's rules.
Working with OneSixty Wealth from Sherwood Park
Sherwood Park is the urban centre of Strathcona County, the specialized municipality on Edmonton's eastern edge. Strathcona County counted 99,225 residents in the 2021 Census.
Where planning often starts
For retirement income, it starts with twelve months of real spending, then CPP and OAS timing and the order you draw on each account.
Meeting from Sherwood Park
Meetings can be held virtually anywhere in Alberta, so the planning conversations, the plan presentation and the yearly reviews all happen by video from Sherwood Park.
Office hours
Monday to Friday, 7:00 AM to 5:00 PM Mountain Time, with weekends by appointment. Sherwood Park is on Mountain Time, the same as Calgary.
In person in Calgary
If you would rather sit across the table, meetings can be held in person in Calgary.
“You did everything right for 30 or 40 years, and you can still end up paying more tax in retirement than you expected.”
Kaetyn St. Hilaire, CFA, in 3 Legal CRA Loopholes That Could Save Retirees Thousands
Alberta rules that shape your plan
A plan for an Alberta household is built on Alberta numbers. These are the 2026 figures we work from: a top combined tax rate of 48%, below British Columbia and Ontario, a probate fee capped at $525, and corporate rules that matter for incorporated professionals.
Income tax in Alberta, 2026
Alberta taxes income at 8% up to $61,200, 10% to $154,259, 12% to $185,111, 13% to $246,813, 14% to $370,220 and 15% above that. Federal rates run from 14% to 33% on top. The highest combined rate is 48%, on taxable income above $370,220.
Probate in Alberta
The court fee for a grant of probate or administration is set by the net value of property in Alberta: $35 up to $10,000, $135 up to $25,000, $275 up to $125,000, $400 up to $250,000, and $525 above $250,000. Because the fee stops at $525, the larger costs at death are usually the tax on registered accounts and capital gains, not probate.
Professional corporations in Alberta
Active business income in an Alberta corporation is taxed at 11% combined up to the $500,000 small business limit, and 23% above it. In Alberta, a physician's or dentist's spouse must hold non-voting shares, which shapes how a medical or dental corporation pays dividends to the family.
Sources. Canada Revenue Agency, 2026 federal and Alberta tax rates; Canada Revenue Agency, corporation tax rates; alberta.ca, surrogate court fees and corporate income tax. Figures are for 2026 and change each January.
Planning services in Sherwood Park
Every service is available to clients in Sherwood Park, by video.
Wealth management
Financial planning
Retirement planning
Insurance and estate
Corporate planning
Physicians and dentists
Financial advice in Sherwood Park: common questions
Honest answers to the questions we hear most often.
Yes, by video. Kaetyn works with clients across Canada, and meetings can be held virtually anywhere in Alberta. If you would rather meet in person, meetings are held in Calgary.
There are no hidden fees: we explain every cost before you commit to anything, including our advisory fee and fund costs. Investment management is fee-based, as a percentage of assets under management, and financial planning and insurance services may have separate fee structures. The first conversation is a free, no-obligation review.
For 2026, the highest combined federal and Alberta rate is 48%, on taxable income above $370,220. Alberta's own rates start at 8% on the first $61,200. The Alberta tax calculator shows your marginal and average rate.
Deferring CPP from 65 to 70 increases the payment by 42 percent, permanently and indexed. For a healthy high earner with capital to bridge the gap, deferral is frequently the highest-return, lowest-risk decision in the plan. The CPP calculator compares start ages from 60 to 70.
Credentials, registration and plain answers about fees. Kaetyn holds the CFA, CIM, CIWM, FCSI and CEA designations and is a representative of Designed Securities Ltd., regulated by CIRO and a member of CIPF. Ask whether the advisor plans across your personal and corporate accounts or only manages investments. We do both: tax optimization, retirement projections, insurance analysis, estate planning and corporate structuring.
Around Sherwood Park
Also serving near Sherwood Park
The same video meetings are available in Fort Saskatchewan, St. Albert and Beaumont, and anywhere else in Alberta.
Read before we meet
Kaetyn's articles and free calculators on the questions that matter most to people planning retirement income.
Book a free wealth review
A complimentary, no-obligation conversation about your goals and current situation, and a clear explanation of how we can help. No pressure, just honest advice.