Financial advisor in Edmonton
Wealth built one complication at a time.
OneSixty Wealth brings personal and corporate planning and tax-efficient investing to physicians, business owners and high earners in Edmonton. Kaetyn St. Hilaire, CFA, works with clients across Canada and meets Edmonton clients by video.
How we work with clients in Edmonton
Edmonton is the capital of Alberta and, with 1,010,899 residents in the 2021 Census, the province's second-largest city after Calgary. It grew 8.3% from 2016. For clients in Edmonton, meetings are held over video, with the option of meeting in person in Calgary.
Video meetings across Alberta
Kaetyn works with clients across Canada. Meetings can be held virtually anywhere in Alberta, which is how meetings with clients in Edmonton take place.
In person in Calgary
If you would rather sit across the table, meetings can be held in person in Calgary.
Office hours
Monday to Friday, 7:00 AM to 5:00 PM Mountain Time, with weekends by appointment. Edmonton is on Mountain Time, the same as Calgary.
Where planning often starts
For incorporated physicians and dentists, the first questions are usually the salary and dividend mix, the corporate investment portfolio, whether an IPP fits, and how a holding company is structured.
“Corporately owned life insurance has to be structured properly by someone who genuinely understands both the tax code and how corporate accounts work.”
Kaetyn St. Hilaire, CFA, in 3 Legal CRA Loopholes That Could Save Retirees Thousands
Alberta rules that shape your plan
A plan for an Alberta household is built on Alberta numbers. These are the 2026 figures we work from: a top combined tax rate of 48%, below British Columbia and Ontario, a probate fee capped at $525, and corporate rules that matter for incorporated professionals.
Income tax in Alberta, 2026
Alberta taxes income at 8% up to $61,200, 10% to $154,259, 12% to $185,111, 13% to $246,813, 14% to $370,220 and 15% above that. Federal rates run from 14% to 33% on top. The highest combined rate is 48%, on taxable income above $370,220.
Probate in Alberta
The court fee for a grant of probate or administration is set by the net value of property in Alberta: $35 up to $10,000, $135 up to $25,000, $275 up to $125,000, $400 up to $250,000, and $525 above $250,000. Because the fee stops at $525, the larger costs at death are usually the tax on registered accounts and capital gains, not probate.
Professional corporations in Alberta
Active business income in an Alberta corporation is taxed at 11% combined up to the $500,000 small business limit, and 23% above it. In Alberta, a physician's or dentist's spouse must hold non-voting shares, which shapes how a medical or dental corporation pays dividends to the family.
Sources. Canada Revenue Agency, 2026 federal and Alberta tax rates; Canada Revenue Agency, corporation tax rates; alberta.ca, surrogate court fees and corporate income tax. Figures are for 2026 and change each January.
What we plan for Edmonton clients
Every service is available to clients in Edmonton, by video.
Wealth management
Financial planning
Retirement planning
Insurance and estate
Corporate planning
Physicians and dentists
Questions about a financial advisor in Edmonton
Honest answers to the questions we hear most often.
Yes, by video. Kaetyn works with clients across Canada, and meetings can be held virtually anywhere in Alberta. If you would rather meet in person, meetings are held in Calgary.
Check registration first: Kaetyn St. Hilaire is a representative of Designed Securities Ltd., a full-service investment dealer regulated by the Canadian Investment Regulatory Organization (CIRO) and a member of the Canadian Investor Protection Fund (CIPF). Then ask how the advisor is paid, and expect every cost explained before you commit. A second opinion is a good test: we will review your current holdings, fees and strategy and give you honest feedback, even if that means telling you to stay where you are.
Alberta charges a court fee for a grant of probate or administration, set by the net value of property in Alberta: $35 up to $10,000, $135 up to $25,000, $275 up to $125,000, $400 up to $250,000, and $525 above $250,000. The fee is capped at $525, so the bigger planning questions at death are usually tax on registered accounts and capital gains.
There are no hidden fees: we explain every cost before you commit to anything, including our advisory fee and fund costs. Investment management is fee-based, as a percentage of assets under management, and financial planning and insurance services may have separate fee structures. The first conversation is a free, no-obligation review.
This is one of our specialties. We help physicians optimize their salary-dividend mix, manage corporate investment portfolios, evaluate IPPs, and structure holding companies. In Alberta, a physician's or dentist's spouse must hold non-voting shares. Visit our Physicians page for more details.
Around Edmonton
Also serving near Edmonton
The same video meetings are available in St. Albert, Spruce Grove, Leduc, Fort Saskatchewan and Beaumont, and anywhere else in Alberta.
Read before we meet
Kaetyn's articles and free calculators on the questions that matter most to incorporated physicians and dentists.
Book a free wealth review
A complimentary, no-obligation conversation about your goals and current situation, and a clear explanation of how we can help. No pressure, just honest advice.