Financial advisor in Saskatoon
Wealth built one complication at a time.
OneSixty Wealth brings personal and corporate planning and tax-efficient investing to physicians, business owners and high earners in Saskatoon. Kaetyn St. Hilaire, CFA, works with clients across Canada and meets Saskatoon clients by video.
How we work with clients in Saskatoon
Saskatoon, on the South Saskatchewan River, is the largest city in Saskatchewan, with 266,141 residents in the 2021 Census, up 7.7% from 2016.
Video meetings across Saskatchewan
Kaetyn works with clients across Canada. Meetings can be held virtually anywhere in Saskatchewan, which is how meetings with clients in Saskatoon take place.
In person in Calgary
If you would rather sit across the table, meetings can be held in person in Calgary.
Office hours
Monday to Friday, 7:00 AM to 5:00 PM Mountain Time, with weekends by appointment. Saskatchewan does not change its clocks, so that is 8:00 AM to 6:00 PM in Saskatoon in winter, and the same hours as Calgary in summer.
Where planning often starts
For business owners, the largest variable is usually the exit: shares or assets, the lifetime capital gains exemption, and whether the sale happens on your timeline or someone else's.
“You cannot plan around gains you haven't measured.”
Kaetyn St. Hilaire, CFA, in Canada’s Capital Gains Tax: The Silent Killer of Your Wealth?
Saskatchewan rules that shape your plan
Saskatchewan has three provincial tax brackets, a probate fee of 0.7% of the estate, and a small business limit higher than the federal one. These are the 2026 figures we plan around for Saskatchewan clients.
Income tax in Saskatchewan, 2026
Saskatchewan taxes income at 10.5% up to $54,532, 12.5% to $155,805 and 14.5% above that. With the federal 33% top rate, the highest combined rate is 47.5%, on taxable income above $258,482.
Probate in Saskatchewan
Saskatchewan charges $7 for every $1,000 of estate value subject to probate, or 0.7%, with no cap. On a $1,000,000 estate that is $7,000, so who is named on each RRSP, RRIF and TFSA, and how accounts are owned, is worth planning.
Corporations in Saskatchewan
Saskatchewan taxes active business income at 1% up to its own $600,000 small business limit, and 12% above it. The federal limit stays at $500,000, so the combined rate is 10% on the first $500,000, 16% from $500,000 to $600,000, and 27% above that.
Sources. Canada Revenue Agency, 2026 federal and Saskatchewan tax rates and corporation tax rates; Saskatchewan courts, probating an estate. Figures are for 2026 and change each January.
What we plan for Saskatoon clients
Every service is available to clients in Saskatoon, by video.
Wealth management
Financial planning
Retirement planning
Insurance and estate
Corporate planning
Physicians and dentists
Questions about a financial advisor in Saskatoon
Honest answers to the questions we hear most often.
Yes, by video. Kaetyn works with clients across Canada, and meetings can be held virtually anywhere in Saskatchewan. If you would rather meet in person, meetings are held in Calgary.
Check registration first: Kaetyn St. Hilaire is a representative of Designed Securities Ltd., a full-service investment dealer regulated by the Canadian Investment Regulatory Organization (CIRO) and a member of the Canadian Investor Protection Fund (CIPF). Then ask how the advisor is paid, and expect every cost explained before you commit. A second opinion is a good test: we will review your current holdings, fees and strategy and give you honest feedback, even if that means telling you to stay where you are.
Saskatchewan charges $7 for every $1,000 of estate value subject to probate, or 0.7%, with no cap. A $1,000,000 estate pays $7,000. Beneficiary designations on registered accounts and how each account is owned decide what goes through the estate.
There are no hidden fees: we explain every cost before you commit to anything, including our advisory fee and fund costs. Investment management is fee-based, as a percentage of assets under management, and financial planning and insurance services may have separate fee structures. The first conversation is a free, no-obligation review.
We generally work with clients who have $500,000+ in investable assets or a household income of $200,000+. That said, we're happy to have an introductory conversation regardless. Sometimes the right time to start planning is before you've accumulated significant wealth.
Around Saskatoon
Also serving near Saskatoon
The same video meetings are available in Warman, Martensville, Prince Albert, North Battleford and Lloydminster, and anywhere else in Saskatchewan.
Read before we meet
Kaetyn's articles and free calculators on the questions that matter most to business owners and incorporated professionals.
Book a free wealth review
A complimentary, no-obligation conversation about your goals and current situation, and a clear explanation of how we can help. No pressure, just honest advice.